关于改进和完善政府实施小额信贷扶贫管理体制的研究报告

政府实施的小额信贷扶贫 ,是借鉴国际经验又结合中国实际加以改造而形成的一种资金和服务同时到户的扶贫方式。很好的解决了扶贫资金长期存在的到户难和还贷率低的问题 ,广大农村干部和群众普遍认为 ,在扶贫到户上目前还没有比小额信贷更好的方法 ,应当继续推广实施。针对现行管理体制上的问题 ,作者提出了五条改进和完善现行管理体制的建议。

A Research Report on Improving and Perfecting the Government Micro-Credit Poverty Alleviation Administration System

The government has developed a mode of poverty reduction through micro credit which draws on international experiences adapted to Chinese realities.It involves simultaneously bringing capital and services to borrowers.Although there is a need to solve the long|standing problems of loans not reaching people and of low rates of repayment,the broad numbers of rural officials and people,in the absence of schemes better than micro|credit programs for bringing capital to homes,micro|credit should continue.In response to existing administrative problems,the authors propose seven measures for improving and perfecting micro|credit programs.