实践中的转变：抗日根据地减租减息运动中的减息政策研究

在抗日根据地的减租减息运动中,减息政策的变化受多种因素的影响,但借贷利率的限制无疑是其中最重要的因素。由于规定的利率过低,造成农村金融借贷停滞,给农民的生产和生活造成很大困难,放开对借贷利率的限制成为唯一的选择。减息政策经历了从严格的利率限制到完全放开的转变,这是在实践中根据实际情况作出的政策改变,但从实际效果来看,放开对借贷利率的限制并没有起到预期的恢复农村借贷的效果,借贷困难的局面一直持续下去。

Transformation in Practice:Study on Reduction in Loan Interest Policy during the Movement of Reduction of Rent for Land and of Interest on Loans within Anti -Japanese Base Area

During the movement of reduction of rent for land and of interest on loans,Reduction of Interest on Loans Policy was influenced by multi factors,of which the restriction of loan interest rate was most significant factor.Because the regulated interest rate was unduly low,debit and credit in rural areas was stagnant,imposing negative effect on peasants’production and living,and loosing the restriction of loan interest was the only choice.Reduction of loan interest underwent the process of harsh restriction to completely open,which was the policy transformation based on practice.However,viewing from actual result,the loosing of restriction on loan interest failed to revive the debit and credit in rural areas as predicted and difficulty in loan re-mained as before.