Better than Cash,but Beware the Costs: Electronic Payments Systems and Financial Inclusion in Developing Economies

This article considers current proposals for using electronic payments systems to promote financial inclusion — that is, to widen the availability of financial and monetary services in developing countries. While such systems can generate significant savings in the operation of monetary systems, payment services markets are typically uncompetitive and require regulatory and broader state interventions to ensure those savings are widely distributed. The use of those systems to broaden the reach of for‐profit lenders raises a number of concerns, as a growing literature has documented how microcredit initiatives in developing countries have resulted primarily in expansions in consumption credit to households, often under predatory terms. The authors advance two original arguments in this connection. First, the perverse results of many microcredit initiatives reflect the underdevelopment of the areas concerned: without broader development strategies, potentially transformative productive projects are rare and unprofitable to finance. In contrast, widespread unmet consumption needs ensure consumption credit offers lenders a profitable alternative business orientation. Second, and in light of this, electronic payments platforms can contribute to economic development by enabling the establishment of well‐regulated or public systems of electronic ‘narrow banks’ restricted from lending, but capable of widening access to affordable payments, savings and insurance services.     

Ancient Egypt in Brazil: A Theoretical Approach to Contemporary Uses of the Past

In this paper we consider archaeology as a product of social interaction, and discuss how ancient Egyptian materiality has been an important part of identity building in Brazil. We begin by reviewing our theoretical setting, and suggest that a postmodern approach is most helpful to our goal of understanding the social context of the public uses of archaeology. The paper then turns to the trajectory of “Egyptomania” in Brazil, from the 19th century onwards, highlighting the importance of cultural movements such as Kardecism and Masonry in this trend. We argue that the use of Egyptian subjects in Brazil has connections with social inequality, racism, and gender biases. Finally, we present a case study on positive recent trends in the presentation of ancient Egypt in school textbooks which highlights critical approaches to the use of ancient Egyptian subjects in contemporary Brazil.     

Review of Archaeological Research in Angola

This article examines the historical processes that shaped the development of archaeological practice in Angola during the Portuguese colonial period and the aftermath of political independence. Using published works, unpublished reports, and photographic records, we examine the research themes, actors, scholars, and institutions that influenced archaeological research in the country. We also used documents and museum collections in Angola and Portugal to create a GIS database of Angola’s archaeological findings. This study highlights the events, personalities, and priorities that motivated earlier investigations, and the geographical distribution of prehistoric sites. We hope this study will be a resource for guiding future archaeological research in Angola.

     

Long-term land-use changes in small/medium-sized cities. Enhancing the general trends and local characteristics

Small and medium-sized cities represent the backbone of the European territory, promoting cohesion and an economic base for development. The study compares the spatial and temporal trajectories of land use in three small/medium-sized cities located in central Portugal, between 1958 and 2011. The cities of Viseu, Leiria and Castelo Branco were chosen because they are located in different urban sub-systems and because of the different factors that frame their alterations in land use, occupation and consequent urban development. The research evaluates the transformations, supported by indicators to explain the spatial dynamics of losses and gains and a principal component analysis compares the land-use trajectories for the three cities. The general results reveal an increase from the central part of the study areas to the periphery, contrasting with a continuous decrease of the agricultural parts, illustrating peri-urbanization and rururbanization processes. The study allows identification of the dynamics in the three analysed areas, highlighting the different rhythms of change and relating them to the particularities that exist in each city. The methodology represents an advantage for the analysis and evaluation of territorial dynamics related to land-use change, and made possible the identification of the different forces.     

A Multiobjective Approach to Locate Emergency Shelters and Identify Evacuation Routes in Urban Areas

Evacuation planning is an important component of emergency preparedness in urban areas. The number and location of rescue facilities is an important aspect of this planning, as is the identification of primary and secondary evacuation routes for residents to take. This article introduces a multiobjective approach to identify these aspects of evacuation planning. The approach incorporates a multiobjective model into a geographical information systems–based decision support system that planners can access via the Internet. The proposed approach is demonstrated with a case study for the City of Coimbra, Portugal, for evacuation during major fires. Although presented in this context, this approach is applicable to other emergency situations such as earthquakes, floods, and acts of terrorism.     

Holocene fire history of black colluvial soils revealed by pyrolysis-GC/MS: a case study from Campo Lameiro (NW Spain)

The colluvial soils of Galicia (NW Spain) are records of Holocene environmental change. In spite of the omnipresence of charcoal fragments in these soils, the effect of fires on the development of the Galician landscape and the potential role of past societies are poorly understood.     

International R&D Cooperation between Low-tech SMEs: The Role of Cultural and Geographical Proximity

Although there is a considerable amount of empirical evidence on inter-firm collaborations within technology-based industries, there are only a few works focussing on R&D cooperation by low-tech firms, especially small and medium-sized enterprises (SMEs). Providing further and new evidence based on a recently built database of CRAFT projects, this study analyses the relationship between technology and proximity in international R&D networks using HOMALS and statistical cluster techniques. The resulting typology of international cooperative R&D projects highlights that successful international cooperative R&D projects are both culturally/geographically closer and distant. Moreover, and quite interestingly, geographically distant projects are technologically more advanced whereas those located near each other are essentially low-tech. Such evidence is likely to reflect the tacit-codified knowledge debate boosted recently by the information and communication technology (ICT) “revolution” emphasized by the prophets of the “Death of Distance” and the “End of Geography”.     

Testing recipes: an experimental approach to paint production processes in Levantine rock art (Spain)

Over more than a century, several proposals have been made on the composition and technical features of the pictorial recipes used by Levantine prehistoric painters. In this paper all these proposals are surveyed and tested through systematic experiments to determine the technical affordance of pigments and binders in different pictorial recipes. Experimental results were then used as independent analytical parameters employed as diagnostic criteria to systematically study an archaeological sample of nine sites located in the Maestrazgo region (Spain) and their surroundings. Results reveal that out of 112 experimental recipes, only 16 afforded the production of paintings technically similar to Levantine rock art.