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The Australian superannuation industry has grown enormously over the past 30 years. Whereas working people are automatically enrolled at their workplaces, the head offices of many industry funds are in Melbourne rather than Sydney. Melbourne’s dominance of the superannuation industry is explained, in part, by happenstance—the location of major unions and employer groups and their initiatives in response to the enabling legislation. Other factors identified include opportunism, cooperation, and the advantages of growth. Government-prompted mergers and acquisitions have also reinforced the dominance of Melbourne, notwithstanding attempts by Sydney-based superannuation funds to out-compete their Melbourne rivals. Whereas the geographical bifurcation of the Australian superannuation industry has been mediated by the formation of a Queensland-based superfund “champion,” it is suggested that it faces numerous challenges. In conclusion, avenues for future research are sketched, focusing upon the future of Melbourne as the centre of the superannuation industry, the role of digital platforms in service delivery, pension adequacy, and the increasing importance of Australian funds in global financial markets. 相似文献
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This paper outlines the policy decision to implement a performance incentive program in a large social services agency. Specifically, it describes the evolution of services to homeless people in New York City, including the creation of the New York City Department of Homeless Services, the privatization of a majority of the shelter system, and the redefinition of the role of government in the provision of homeless services. It explains how performance measurement is an integral part of this evolution, and the numerous challenges that this initiative has presented to management of the Department. 相似文献
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This paper seeks to place policy research undertaken in the Yorkshire and East London regions of the UK within the broader context of regional innovation system building. In particular, it attempts to draw out the releasing factors and conditions that shaped stakeholder relationships in these two EU Objective Two regions during the 1990s. This is undertaken with a view to drawing out conclusions about the extent of autonomy, institutional lock-in and compatibility within regional governance. The extent to which such EU stimulated influences are relevant to the practice of regional technological development is explored in areas which have experienced industrial restructuring. 相似文献