The Underside of Microfinance: Performance Indicators and Informal Debt in Cambodia

Microfinance is a dominant strategy used to promote rural development around the world. Rather than directly track its impact on borrowers, however, microfinance institutions rely on indicators of financial performance adopted from commercial banking as proxies for positive social impact. Yet, as critical research has shown, the industry depends on coercive peer pressure, social shaming and various forms of gendered exploitation to achieve its high rates of loan repayment. This article maintains that there is a need to investigate how the microfinance industry's own indicators of impact contribute to the ways microfinance can harm borrowers. Based on qualitative research in Cambodia during 2021 and 2022, the article demonstrates how financial performance indicators, most notably portfolio quality, both hide and exacerbate the ways that borrowers juggle debt between formal and informal lenders. In making this argument, the article advances critical scholarship on microfinance by showing how microfinance repayment structures debt-juggling practices in ways that put borrowers at greater risk of over-indebtedness. As a result, the microfinance industry is able to claim that it successfully helps to alleviate poverty, even as it accumulates profits by appropriating wealth from poor and low-income households across the global South.     

The Demographics of Dystopia: The Muslim City in Asia’s Future

This essay argues that UN projected population growth will not only lead to more Muslims in Asia’s cities in a purely numerical sense, but also to more Muslim cities in a proportional and cultural sense through the continuation of existing trajectories of ‘de-cosmopolitanization’. Urban life will be deeply affected by this increasing shift from cities that are not merely majority Muslim, but are also increasingly Muslim in moral, social or political terms. Inevitably such changes will affect the lives of urban citizens, none more so than women. The essay then asks whether population growth will allow these cities to maintain their ‘globalizing’ trajectory of increasing interconnection. Having framed its analysis around the ‘hard’ outcomes of demographic change, the analysis then turns to ‘soft’ outcomes by tackling the question of the likely contours of the increasingly divergent versions of Islam produced by the competitive religious economies of the modern Asian city.     

The Multiple Roots of Party Loyalty: Explaining Republican Dissent in the U.S. House of Representatives

Why does any member of Congress choose to be loyal to one's party? The conventional wisdom is that party loyalty stems from constituent expectations, electoral concerns, or a lawmaker's ideological beliefs. However, this neglects two other, less-instrumental reasons for sticking with a political party: partisan identity and personal connections with party leaders. I test these alternative theories as well as conventional ones on a set of key moments in the 113th Congress (2013–2014) when rebellion against House Republican leadership by the rank-and-file was especially noteworthy. The results provide some support for both the party identity and personal connection hypotheses. They also indicate that although constituency characteristics help predict the likelihood of dissent from GOP leaders, there is little evidence for the electoral hypothesis, while cross-cutting ideological preferences as well as preferences along the traditional left-right spectrum prove statistically significant. In short, evidence reveals both personal and instrumental roots of party loyalty in Congress.     

Monthly London Meeting

When the Catholic Mass was outlawed by Edward VI, ‘The sacrifice of Masses, in which it was commonly said that the Priests did offer Christ for the quick and the dead, to have remission of pain or guilt, were blasphemous fables and dangerous deceits’—the Thirty-Nine Articles of the Church of England, 1553, Article Thirty-one (Bickwell 1955, 410), not only were priests loyal to Rome forced underground, but altars, vestments and chalices used in the Mass were destroyed. Clandestine priests had to either rescue and hide such items or purchase new ones.

Few chalices survived this iconoclasm and most Catholic priests must have had to purchase new plate, and there is evidence that some such plate was made in base-metals, an area which has so far been little researched.     

Standing buildings and built heritage

SUMMARY: This essay examines the available archive of articles on standing buildings published in Post-Medieval Archaeology. After setting out some general trends evident in a brief analysis of the number of buildings archaeology articles published over the last 50 years, their subjects and authors, this essay places these articles in three key wider contexts: the relationship of buildings archaeology to architectural history; buildings archaeology in Post-Medieval Archaeology in an international context; and the Society for Post-Medieval Archaeology’s relative lack of engagement with modern buildings and contemporary built heritage.     

Seeing what you know: Changing constructions and perceptions of landscape in Epirus,Northwestern Greece, 1945 and 1990

This paper considers how current understandings of historical events, past practices and movements of the people of Pogoni in Epirus, Northwestern Greece, informs the way they currently visually perceive their physical and social landscape. Taking two periods, marked as prior to 1945 and up to 1990, the paper explores, with the use of maps showing different temporal versions of the visual perception of the area, the combination of social, historical and spatial elements which combined to generate Pogoni people's perception of their “place”;. It argues that the current experience of place emphasises both the visual and historical aspects of it (through notions such as “cultural heritage"). In this context, what people “see”; is the combined outcome of particular reconstructions of past relations and movements around the place, overlaid with current practices, experiences and movements through the place.     

Evaluation of underwater surveying techniques

The paper discusses the application of a number of manual trilateration surveying systems, an acoustic surveying system and a photogrammetric system applied to a rigid test frame. Results and relative merits are compared and discussed.     

The trial of Floreta d'Ays (1403): Jews,Christians, and obstetrics in later medieval Marseille

In 1403, a Jewish midwife, Floreta, widow of Aquinon d'Ays, was brought before the criminal court of Marseille to answer for the death in childbirth of a Christian woman. Floreta was charged with having performed a procedure that precipitated the patient's haemorrhaging and death. This is the first known case of a malpractice trial against a midwife and an unusual case of anti-Judaic sentiment in a city hitherto quite tolerant of its Jewish minority population. Aside from Floreta's statements in her own defence, all the recorded testimony comes from Christian women who were present in the birthroom, giving us a rare glimpse inside that female preserve. Although the final outcome of the case is not known, Floreta vigorously appealed the ruling that she be tortured to elicit a confession. This essay presents an edition and translation of a portion of the trial record, setting it into the context of Marseille legal procedure, obstetrical knowledge of the time, and changes in anti-Judaic sentiment in early fifteenth-century Marseille.