The Underside of Microfinance: Performance Indicators and Informal Debt in Cambodia

Microfinance is a dominant strategy used to promote rural development around the world. Rather than directly track its impact on borrowers, however, microfinance institutions rely on indicators of financial performance adopted from commercial banking as proxies for positive social impact. Yet, as critical research has shown, the industry depends on coercive peer pressure, social shaming and various forms of gendered exploitation to achieve its high rates of loan repayment. This article maintains that there is a need to investigate how the microfinance industry's own indicators of impact contribute to the ways microfinance can harm borrowers. Based on qualitative research in Cambodia during 2021 and 2022, the article demonstrates how financial performance indicators, most notably portfolio quality, both hide and exacerbate the ways that borrowers juggle debt between formal and informal lenders. In making this argument, the article advances critical scholarship on microfinance by showing how microfinance repayment structures debt-juggling practices in ways that put borrowers at greater risk of over-indebtedness. As a result, the microfinance industry is able to claim that it successfully helps to alleviate poverty, even as it accumulates profits by appropriating wealth from poor and low-income households across the global South.     

Diagnostic criteria for identification of seashell as a trephination implement

Scanning electron microscopy has been applied to experimentally cut bone samples and an ethnographical example of trephination on a human skull in order to produce diagnostic criteria for the identification of mollusc shells as cutting implements used in trephination. Shell scrapes are identifiable by parallel striations in the direction of cut, crossed at 90° by chatter marks caused by uneven movement of the fragile shell-edge across the bone surface.     

A Fluid Sea in the Mariana Islands: Community Archaeology and Mapping the Seascape of Saipan

This paper applies both a community archaeology and seascape approach to the investigation of the sea and its importance to the Indigenous community on the island of Saipan in the Mariana Islands in western Oceania. It examines data collected during a community project including archaeological sites, oral histories, lived experiences and contemporary understandings of both tangible and intangible maritime heritage to explore Indigenous connections with the sea and better define the seascape. What the seascape of Saipan conveys in the larger sense is the true fluidity of the sea. In this instance fluidity has more than one connotation; it refers to the sea as both a substance and an idea that permeates and flows into all aspects of Indigenous life. Chamorro and Carolinian people of Saipan identify themselves as having an ancestral connection with the sea that they continue to maintain to this day as they engage in daily activities within their seascape.     

Crackpots and basket-cases: a history of therapeutic work and occupation

Despite the long history of beliefs about the therapeutic properties of work for people with mental ill health, rarely has therapeutic work itself been a focus for historical analysis. In this article, the development of a therapeutic work ethic (1813-1979) is presented, drawing particular attention to the changing character and quality of beliefs about therapeutic work throughout time. From hospital factories to radical "anti-psychiatric" communities, the article reveals the myriad forms of activities that have variously been considered fit work for people with mental health problems. While popular stereotypes of basket-weaving paint a hapless portrait of institutional work, a more nuanced reading of therapeutic work and its political and philosophical commitments is advanced. The article concludes by arguing that the non-linear and inherently contested development of therapeutic work is less the effect of paradigmatic shifts within the therapeutic professions, but rather evidence of a broader human struggle with work.     

Advances in Polynesian Prehistory: A Review and Assessment of the Past Decade (1993–2004)

The pace of archaeological research in Polynesia has intensified in recent years, resulting in more than 500 new literature citations over the past decade. Fieldwork has continued in such previously well-studied archipelagoes as Tonga and Samoa in Western Polynesia, and Hawai’i and New Zealand in Eastern Polynesia, and has expanded into previously neglected islands including Niue, the Equatorial Islands, the Austral Islands, and Mangareva. The emergence of Ancestral Polynesian culture out of its Eastern Lapita predecessor is increasingly well understood, and the chronology of Polynesian dispersal and expansion into Eastern Polynesia has engaged several researchers. Aside from these fundamental issues of origins and chronology, major research themes over the past decade include (1) defining the nature, extent, and timing of long-distance interaction spheres, particularly in Eastern Polynesia; (2) the impacts of human colonization and settlement on island ecosystems; (3) variation in Polynesian economic systems and their transformations over time; and (4) sociopolitical change, especially as viewed through the lens of household or microscale archaeology. Also noteworthy is the rapidly evolving nature of interactions between archaeologists and native communities, a critical aspect of archaeological practice in the region.

Voluntary Organisations and the Assimilation of Non-British Migrant Women in Rural Australia: The Efforts of the Country Women’s Association of New South Wales 1952–66

Australian government assimilation policy envisaged that voluntary organisations would play a major role in facilitating the swift absorption of migrants into postwar Australia. Scholarship has focused upon the disjuncture between the rhetoric employed in describing the process of assimilation and the implementation of policy, but is yet to examine the viewpoint of ordinary settler-Australian volunteers. Through an analysis of the experience of members of the Country Women’s Association of NSW, one of the voluntary organisations which undertook to organise assimilation activities, I explore the nature of assimilation from a rural Australian perspective. CWA members modelled feminine, rural Australian values to migrant women through a suite of gender-specific core activities undertaken in the public realm, including handicraft and baby health care. Members remained reluctant, however, to initiate or sustain personal contact with migrants if it did not affirm the centrality of rural Australian values.