This article considers current proposals for using electronic payments systems to promote financial inclusion — that is, to widen the availability of financial and monetary services in developing countries. While such systems can generate significant savings in the operation of monetary systems, payment services markets are typically uncompetitive and require regulatory and broader state interventions to ensure those savings are widely distributed. The use of those systems to broaden the reach of for‐profit lenders raises a number of concerns, as a growing literature has documented how microcredit initiatives in developing countries have resulted primarily in expansions in consumption credit to households, often under predatory terms. The authors advance two original arguments in this connection. First, the perverse results of many microcredit initiatives reflect the underdevelopment of the areas concerned: without broader development strategies, potentially transformative productive projects are rare and unprofitable to finance. In contrast, widespread unmet consumption needs ensure consumption credit offers lenders a profitable alternative business orientation. Second, and in light of this, electronic payments platforms can contribute to economic development by enabling the establishment of well‐regulated or public systems of electronic ‘narrow banks’ restricted from lending, but capable of widening access to affordable payments, savings and insurance services. 相似文献
Landscape interpretation is needed for navigating and determining an orientation: with traditional cartography, interpreting 3D topographic information from 2D landform representations to get self-location requires spatial orientation skill. Augmented reality technology allows a new way to interact with 3D landscape representation and thereby facilitate the orientation of oneself in respect to the environment to determine goal location. This paper analyses if AR spatial landform improves the learner’s spatial orientation skill measured with the perspective taking/spatial orientation test by paired sampled t-tests. A workshop was conducted with 123 university students (63 treatment group, 60 control group) in which students had to identify locations and routes based on the interpretation of the relief, represented by AR. Results of the workshop showed an improvement in spatial orientation skill of 20.14 degrees average gain in the treatment group. Students who were not subject to the workshop (control group) did not improve their spatial orientation skill. The possibility of using free AR three-dimensional applications and exploit the potential of tablets and smart phones, which are widespread today, makes it possible to design and implement strategies for the development of spatial skills in formal teaching in the scope of Geography in higher education. 相似文献
In the second half of the nineteenth century Portugal undertook an ambitious public works programme in order to develop the kingdom. In that programme, railways took a leading role, especially those routes that linked the main ports of the shoreline to Spain (and thence to France). To do so, a strenuous effort of diplomacy – or more specifically technodiplomacy – was required to convince Spain to accept cross-border links that served the goals of Portugal. In this paper I will analyse this technodiplomatic process and how two countries with different technological perceptions of railways managed to settle their differences and build five transnational links across their borders over the course of 40 years. I aim to add to the debate about the Iberian cross-border links from the point of view of the history of technology, in particular, and to the discussion about transnational technological systems, in general. 相似文献
In this paper we consider archaeology as a product of social interaction, and discuss how ancient Egyptian materiality has
been an important part of identity building in Brazil. We begin by reviewing our theoretical setting, and suggest that a postmodern
approach is most helpful to our goal of understanding the social context of the public uses of archaeology. The paper then
turns to the trajectory of “Egyptomania” in Brazil, from the 19th century onwards, highlighting the importance of cultural
movements such as Kardecism and Masonry in this trend. We argue that the use of Egyptian subjects in Brazil has connections
with social inequality, racism, and gender biases. Finally, we present a case study on positive recent trends in the presentation
of ancient Egypt in school textbooks which highlights critical approaches to the use of ancient Egyptian subjects in contemporary
Brazil. 相似文献
The present work aims at elucidating the technology applied in the fabrication of ceramic objects by the ancient ceramists that inhabited the western border of Pantanal, Mato-Grosso do Sul, with the help of a multidisciplinary approach making use of chemical and physical methods of analysis. The potshards under study show the presence of different types of additives, as determined by scanning electron microscopy (SEM) and time of flight secondary ion mass spectrometry (ToF-SIMS). The dispersion of the additives within the ceramic matrix was also addressed by SEM, which shed light on the mounting technique used by the potters to assemble the ceramic vessels. Moreover, the tensile strength conferred to the pottery by the use of a specific type of additive was evaluated by applying a mechanical test. These results were correlated with the firing temperature of the potshards, determined by means of electron paramagnetic resonance (EPR). 相似文献
This article examines the historical processes that shaped the development of archaeological practice in Angola during the Portuguese colonial period and the aftermath of political independence. Using published works, unpublished reports, and photographic records, we examine the research themes, actors, scholars, and institutions that influenced archaeological research in the country. We also used documents and museum collections in Angola and Portugal to create a GIS database of Angola’s archaeological findings. This study highlights the events, personalities, and priorities that motivated earlier investigations, and the geographical distribution of prehistoric sites. We hope this study will be a resource for guiding future archaeological research in Angola.
Until the beginning of the twentieth century, history, as a core concept of the political project of modernity, was highly concerned with the future. The many crimes, genocides, and wars perpetuated in the name of historical progress eventually caused unavoidable fractures in the way Western philosophies of history have understood change over time, leading to a depoliticization of the future and a greater emphasis on matters of the present. However, the main claim of the “Historical Futures” project is that the future has not completely disappeared from the focus of historical thinking, and some modalities of the future that have been brought to the attention of historical thought relate to a more-than-human reality. This article aims to confront the prospects of a technological singularity through the eyes of peoples who already live in a world of more-than-human agency. The aim of this confrontation is to create not just an alternative way to think about the future but a stance from which we can explore ways to inhabit and therefore repoliticize historical futures. This article contains a comparative study that has been designed to challenge our technologized imaginations of the future and, at the same time, to infuse the theoretical experiment with contingent historical experiences. Could we consider artificial intelligence as a new historical subject? What about as an agent in a “more-than-human” history? To what extent can we read this new condition through ancient Amerindian notions of time? Traditionally, the relationship between Western anthropocentrism and Amerindian anthropomorphism has been framed in terms of an opposition. We intend to prefigure a less hierarchical and more horizontal relation between systems of thought, one devoid of a fixed center or parameter of reference. Granting the same degree of intellectual dignity to the works of Google engineers and the views of Amazonian shamans, we nevertheless foster an intercultural dialogue (between these two “traditions of reasoning”) about a future in which history can become more-than-human. We introduce potential history as the framework not only to conceptualize Amerindian experiences of time but also to start building an intercultural dialogue that is designed to discuss AI as a historical subject. 相似文献