Financial Exclusion in Rural and Remote New South Wales,Australia: a Geography of Bank Branch Rationalisation, 1981–98

The provision of financial services in rural Australia is a significant public policy issue, reflected in the high level of media and political interest in the recent spate of branch closures. There are, however, many aspects of the current debate regarding the delivery of financial services to rural communities that are, at best, less than ideal and, at worst, erroneous. Using telephone directories for New South Wales, non‐metropolitan bank branch listings for the period 1981 to 1998 were collated. A recategorisation of these data according to the Rural, Remote and Metropolitan Areas classification reveals, amidst a spatial realignment of financial service provision, that rural and remote New South Wales have been disproportionately affected by a relatively recent and concerted withdrawal of services. The research demonstrates that corporate‐level responses to increased competition within the financial system are significantly more important in deciding rural access to banking services than local and regional population trends. Indeed, two‐thirds of rural localities that have lost branches had experienced healthy population growth during the study period. In the wake of the post‐deregulation reconfiguration of the bank branch network, the socio‐economic marginalisation of rural communities is being compounded, a process of ‘financial exclusion’ recognised in other parts of the developed world.     

Forging Creative Partnerships

While much public attention focuses on the impact of immigration policy at the national level or in major metropolitan areas, the realities of political policy regarding refugees and immigrant populations are also felt in smaller, more rural communities as well. Local decisionmakers increasingly face new community needs at a time when mandated programs are being shifted as federal responsibility changes. This article recounts the work of a unique, ongoing collaborative effort that began in 1996 establishing a partnership between health care and public safety services in support of low-income and immigrant populations in the city of Portland, Maine. The project seeks to address two of the most pressing problems associated with immigrant populations: preventive medical care and the reduction of neighborhood violence. The project is predicated on the belief that community building works best when all residents are stakeholders in a vision that includes strong schools, safe neighborhoods, and healthy families. The elements of the Portland experience in service provision are recounted for other state and local policymakers in forging new and collaborative working relationships among service providers and government agencies     

The Social and Economic Performance of Australia's Large Regional Cities and Towns: Implications for Rural and Regional Policy

Australia's large regional cities and towns display wide variation in how they are adjusting to the socio‐economic transitions occurring in Australia. That variation is exposed using a multi‐variate model analysing performance on a range of socio‐economic variables over the decade 1986 to 1996 for 122 cities and towns with populations of 10 000 and above at the 1996 census. Those places are classified into seven clusters of community performance reflecting opportunity/vulnerability, and their spatial patterns are mapped. The resulting framework is then used to show how the recent geography of the socio‐economic performance of the large regional cities and towns has a distinctive selectivity and contributes to opportunity in some places and the vulnerable performance of others. The influence of that selectivity can be seen in the mismatched geographic patterns evident from an analysis of shares of national population and employment change, investment in non‐residential construction, levels of welfare dependency, and the ratio between household income tax generation and transfer benefits received. The paper uses the insights drawn from that analysis to pose questions suggesting the need to rethink national policy perspectives for addressing change in non‐metropolitan Australia.     

LOCAL PUBLIC SERVICE PROVISION AND SPATIAL INEQUALITY IN CHINESE CITIES: THE ROLE OF RESIDENTIAL INCOME SORTING AND LAND‐USE CONDITIONS

Spatial inequality refers to unequal access to local public services between high‐ and low‐income households in relation to their residential locations. We examine two hypotheses regarding the role of income sorting and land‐use conditions in shaping spatial inequality in Chinese cities, where residents have little direct influence on local public service provision. First, in the presence of resource indivisibility, travel cost, and location‐based rationing, scarcity of public‐service resources in a city makes access to public services more uneven across neighborhoods, thus exacerbating income sorting and spatial inequality in the city. Second, the exacerbating effect of resource scarcity is mitigated by land‐use conditions that limit income sorting. Estimates of willingness to pay by households of different income levels for public‐service resources across cities corroborate both the exacerbating effect of resource scarcity and the mitigating effect of inclusive land‐use conditions.     

The greying of resource communities in northern British Columbia: implications for health care delivery in already-underserviced communities

The delivery of 'rural' health care services has long confronted the geographic problems of distance, low user densities, low-order facilities and caregiver shortages. As a result, rural and remote communities across Canada have struggled with health care delivery. For rural and remote communities in resource hinterlands, population ageing driven by industrial restructuring presents a significant departure from past experience. Drawing on examples from northern British Columbia (BC), this paper examines this context of ageing in rural and remote locations with the purpose of highlighting impending challenges for health care service provision. In the first part of this paper, we provide a demographic overview of population change and ageing in northern BC. In the second part, we present data on the availability of services throughout the region to support seniors who age-in-place. Population ageing, in areas that have never dealt with this issue before, highlights not only important servicing questions but also important policy questions about how to provide for needs that the policy and community context are not presently equipped to meet.     

Entitled to Health? Social Protection in Chile's Plan AUGE

In theory everyone has the right to health. However, in reality many low income households are unable to fully access health services and therefore cannot fully claim their rights. Recently, in an attempt to overcome these limitations, health reforms in Chile under the Plan AUGE have proposed a series of legal entitlements to health care that are available to everyone regardless of income level. While this is an important starting point in ensuring more universal access to health, the process has raised a number of important issues, particularly on how these entitlements have been defined and how far they will be able to transform (gender) inequalities within the health system. Looking at this from a gender perspective enables us to see that despite the shift from a health care system based on redistributive rights towards one based on the right of recognition, certain sectors of the population remain excluded. Decision‐making processes have remained technocratic, and women's groups have been marginalized from the debate around the reform. Moreover, health policy makers continue to ignore the role of the unpaid care economy in health care provision. The current reform has served to reinforce the gender roles around health care.     

Health Care in Rural Texas

The purpose of this article is to assess the quality of health and health care services available to rural Texans. Specifically, we seek to answer two related questions. First, do people living in rural areas of Texas generally suffer from poorer health than people living in urban Texas? One undoubtedly would think so, given frequent references to the low quality of personal services in general for rural America. Moreover, the persistence of the congressional Rural Health Care Caucus over the past two decades points to a rural health care crisis. Second, to what extent are these differences in health conditions explained by differences in access to health care enjoyed by people living in the two different regions? Access certainly appears to be the problem alluded to above. Rural people apparently lack physician care. In addition to providing answers to these questions, we also examine the difference in the health conditions and access to care enjoyed by minority and non‐minority rural Texans. Is this a part of the rural health care problem given the high incidence of non‐whites in rural Texas? If so this may be minority rather than rural neglect. We briefly conclude the article with some recommendations for improving the problems we identify.     

Spatial Mismatch and the Structure of American Metropolitan Areas, 1970–2000

Abstract.  This paper analyzes the impact of employment and population shifts in U.S. metropolitan areas from 1970 to 2000 on a spatial mismatch index to determine how metropolitan residents reacted to changes in metropolitan employment distributions. In particular, it seeks to determine whether suburban employment growth created new areas to which access is valued or whether it repelled metropolitan residents and sparked population growth in more distant suburban locations. The results show that residents tended to move away from areas gaining jobs. Black residents, on the other hand, appeared to be attracted to areas that are experiencing employment growth.     

The Changing Geographies of Power and Control in Rural Service Provision: Recent Restructuring Within the Australian Tractor Dealership System

Over the past few years a considerable body of research has illuminated the changing geographies of service provision in rural Australia. Mostly, this work has emphasised the quantitative aspects of restructuring, by way of documenting numerical reductions in service delivery points and their implications for local employment and service access. In this paper, an examination of recent restructuring within the dealership system for high‐horsepower tractors underlines that these quantitative changes also intersect with qualitative shifts to the character of service delivery. Interviews with 31 participants in the tractor dealership system of Central‐West New South Wales reveal the recent evolution of a producer‐driven supply chain in which two dominant, multinational, tractor‐machinery companies have sought to exercise tighter control over customer relations through the restructuring of franchise agreements with dealers. There has been a resultant demise of the independent dealership, and its replacement by a system of standardised, company‐affiliated outlets operated by franchise holders. Hence, the spatial restructuring of this industry represents the surface manifestations of corporate strategies in which large economic entities are re‐organising their interests in light of globalised theatres of competition and profit. In this sense, the tractor‐dealership system is emblematic of changes to power and control in rural service provision as the franchise models propagated by large corporate interests increasingly subsume the small‐business sector activities of Australia's rural towns.     

On wine,rent and regions: labour market change and housing market processes in non‐metropolitan South Australia

This article reports on research into the relationship between labour market change and the private rental market in non‐metropolitan South Australia for the period 1990–2000. Using Small Area Labour Market data, Census data and records from the Residential Tenancy Tribunal the study investigates the capacity of the private rental market to respond to labour market and population growth. The article finds that there is considerable ‘stickiness’ within the private rental market in regional South Australia and that there has been a limited supply response to changing levels of demand. This has contributed to housing and labour shortages in some regions and over supply in others. Each circumstance has generated considerable dilemmas for public policy. The reasons underlying the imperfect market response are considered and the implications for the future development of the regions are discussed.     

Demographic Change,Differential Ageing,and Public Policy in Rural and Regional Australia: A Three‐State Case Study

This paper takes a differential demographic change in six rural settlement categories within rural and regional Australia as the starting point for the measurement of differential ageing using a Relative Ageing Index which compares ageing in sub‐populations with the national norm. The spatial units employed are 412 rural communities, approximated by social catchments each consisting of a country town and its surrounding dispersed population. The study covers the period from 1981 to 2006 and includes the rural areas of New South Wales, Victoria, and South Australia, excluding major cities, peri‐urban areas, and the remote rangelands. It examines demographic change and differential ageing in a selection of the rural settlement categories recommended for further analysis in the report of the ‘Demographic Change and Liveability Panel’, one of three advisory panels established in 2010 by the then Commonwealth Government seeking to develop a sustainable population strategy for Australia. Ageing profiles are produced for the whole study area, for the individual rural settlement categories, and for the urban and rural components within each category separately. Results show that differential ageing is least advanced in the ‘regional cities’, most advanced in the ‘sea change’, but of most concern in the agriculture‐based rural settlement categories where it exacerbates the effects of overall population decline. In all categories, ageing in the dispersed rural population element exceeded that of the urban component. Results emphasise the vital role of the ‘regional cities’ category in future public policy development supported by ameliorative and collaborative measures for their surrounding agriculture‐based communities.     

Spatial optimisation of fire service coverage: a case study of Brisbane,Australia

In the context of changing demand for fire services, spatial optimisation of fire coverage has attracted little scholarly attention despite its potential to improve emergency response and to inform future service planning for fire stations. Drawing on small area population forecasts, this paper extends the application of the Maximum Coverage Location Model to compute and delineate the spatial coverage of current and proposed new fire stations to align with population growth estimates for Brisbane, Australia. Our results reveal important gaps in fire cover that are likely to emerge as a result of predicted population growth, the spatial patterns of which varies across the Brisbane metropolitan area. We draw on these results to delineate a series of new potential sites for fire stations to ameliorate the reduction in spatial coverage as a consequence of predicted population growth demonstrating the utility of our analytic approach for decision‐making and operational planning in the fire services.     

Wired Communities in the City: Sydney,Australia

Questions relating to the ability of particular groups in society to access information and communications technologies (ICTs) have become a growing part of the academic and policy literature. The issues raised in this literature have revolved around a number of themes, many of which can be subsumed under concerns about a growing digital divide whereby society is being divided into information rich and information poor sectors. This differentiation can be between particular social groups irrespective of place, or between people in particular places be these large regional areas (e.g. metropolitan versus non‐metropolitan) or localities and communities within an urban area. This paper focuses on the existence of a ‘digital divide’ across the Sydney metropolitan area. Using ABS 2001 census data the paper presents an analysis of computer and internet access and use for clusters of local communities and focuses on how usage differs across communities as differentiated by socio‐economic status, household and family status and ethnic background.     

Decentralization,Local Taxation and Citizenship in Senegal

This article deals with the politics of revenue collection in a framework of decentralization, democratization and multiparty politics as experienced in the small village of Barkedji in the pastoral region of Senegal. In Senegal, revenue collection has recently been transferred from state administrators to locally elected councillors. Contrary to the assumption of the ‘good governance’ doctrine, this transfer of responsibility has not resulted in a strengthening of democratic structures where taxpayers demand (and gain) public services and more political representation in exchange for increasing taxes. In Barkedji, as elsewhere in Senegal, tax‐compliance hit rock‐bottom after tax collection became the responsibility of local councillors. Meanwhile other types of local institutions, with less clear state relations, are able to mobilize large amounts of revenue outside the normal tax channels for the provision of goods and service. These non‐state institutions seem to have taken over as providers of political representation as well as suppliers of public goods and of access or rights to crucial local resources. The article explores the motivation among first‐comers and newcomer populations to adopt or reject tax requirements to different types of organizations, and discusses the implications of this parallel tax collection for the exercise of public authority and the crafting of state and citizenry.     

From equalisation to rationalisation: public health care provision in New South Wales

This article examines the changing nature of the resource allocation formula for health care provision in New South Wales. It looks at the technical changes to the formula reviewing its problems and limitations and subsequent modifications. The impact of the formula on actual resource provision is established and this provision is placed in the context of health policy and public expenditure debates in Australia. Finally, the formula and its use as a rationalisation device are examined in relation to economic crisis and state practice with the suggestion being made that certain features of the Australian state may lead to a review of aspects of the theory of the state.     

A Role for Geomorphology in Integrated Catchment Management

Catchments (watersheds) are integrated through water movements. Water moves sediments; and the translocation of materials has geomorphic and pedological responses. Fertiliser and pesticide residues and other toxic substances are also transported by water, in solution and attached to sediment particles, affecting various ecological components of catchments. The insertion of pollutants is directly caused by land‐use practices. In turn, land uses are influenced by the pedo‐geomorphology of the catchments (uplands, valley sides, flood plains and terraces, spurs and hollows, convexities and concavities; position in the upper, middle or lower catchment; and by catenary relationships). Therefore catchment management must deal with interrelationships amongst human activities and various geomorphic elements. Several case study examples from southwestern Australia demonstrate the importance of geomorphology in catchment management. They include: rates of hillslope erosion and translocation of P in micro‐catchments within a drainage basin context; stream salinisation; accumulation of heavy metals in stream sediments; geomorphic elements influencing the spread of weeds and the erosion of access tracks; and some relationships between valley‐side land uses and stream morphology. The incorporation of these and other issues in a management strategy is then illustrated. Complex skills are involved in producing and implementing a management strategy, including but extending well beyond those of the geomorphologist.     

Spatial-temporal trends in complementary and alternative medicine (CAM) offices in Ontario,Canada

This paper assesses complementary and alternative medicine (CAM) from a spatial-temporal perspective; it would be of particular interest to those who evaluate health care resource accessibility over space. The analysis compares CAM supply (number of offices, employment, and sales) in Ontario by provincial district, metropolitan influence classification, and health care and social assistance employment quintiles using summary statistics, Kruskal-Wallis and median analyses, and local spatial autocorrelation evaluation. Metropolitan areas throughout Ontario, but especially in the southcentral part of the province, are well endowed with CAM supply and tend to be most important in terms of CAM change. CAM offices are increasing in size in the most populated parts of the province and shrinking in regions that are more peripheral. CAM supply per capita is highest in census subdivisions with moderate levels of health care and social assistance employment, a result that is not offset by significant temporal change. While CAM supply is restructuring in many of Ontario's most populated urban locations, the overall attraction of CAM resources to large and small metropolitan areas is clear. If current spatial-temporal trends continue, CAM spatial disparities will be exacerbated as accessibility to CAM in Ontario's most peripheral locations worsen.     

Are new patterns of low‐income distribution emerging in Canadian metropolitan areas?

Recent studies on urban poverty in Canadian cities suggest a growing spatial concentration of poor populations within metropolitan regions. This article assesses trends in the intra‐urban distribution of the poor population from 1986 to 2006 in eight of Canada's largest cities. We consider five well‐known dimensions of segregation, as identified by Massey and Denton (1988) , in order to examine changes in the spatial distribution of poor populations within metropolitan areas: evenness, exposure, concentration, clustering, and centralization. These indices were calculated for low‐income populations at the census tract level using data from five Canadian censuses. Although each metropolitan area has distinctive characteristics, we were able to identify some general trends. The results suggest that, in 2006 compared to 1986, low‐income populations lived in more spatially concentrated areas, which were, at the same time, socioeconomically more homogeneous and more dispersed throughout the metropolitan area. In addition, we observed that over the last twenty years areas of poverty have been located, for the most part, in neighbourhoods adjacent to downtown cores. Nevertheless, we found that poverty has mostly increased in suburban areas located outside inner‐city neighbourhoods. Growing socioeconomic homogeneity and dispersion of low income areas in metropolitan areas reveal new spatial patterns of urban poverty distribution. These findings should be cause for concern as social isolation in the most disadvantaged neighbourhoods could affect the life chances and opportunities for the residents of those areas.     

Campgrounds as service hubs for the marginally housed

The service hub concept is strongly associated with deprived areas of North American inner cities, where agglomerations of low‐cost housing and service providers form a space of survival for marginalised populations. In this paper, we contend that service hubs can take other forms, including as small‐scale sites of housing and service provision, informally networked across an urban region. We develop this argument with reference to suburban campgrounds in Auckland, New Zealand—a city experiencing a severe housing affordability crisis. Both individually and collectively, campgrounds enable vulnerable households, as well as tourists, to inhabit an increasingly exclusionary urban environment. Drawing on interviews with 24 resident campers and eight managers, we highlight the role of campgrounds in supporting residents through the provision of informal housing and on‐site services. This provision also benefits the facilities' owners and managers, by creating a year‐round rental income stream. We find that campgrounds are critically important for those whose lives are rendered precarious by the housing market.