The new minority rights regime in Poland: the experience of the German,Belarussian and Jewish minorities since 1989

In the post–communist period national minorities have returned to the international agenda. For Poland, as for other applicants to the European Union, the treatment of national minorities is proving to be a litmus test for accession. In this article I argue that national minorities have benefited from the new minority rights regime, but I show that each minority’s ability to voice its concerns and develop its community is predicated upon the accumulation of political and financial capital. Drawing upon the experience of the German, Belarussian and Jewish minorities in post–communist Poland, I argue that political capital has been accrued through the ballot box and through scalar strategies of empowerment. Those minorities that have been unable to raise their stock of capital (namely the Belarussians) have seen themselves marginalised socially, culturally and economically despite the guarantees of the new minority rights regime to promote and protect them.     

苏格兰地区少数族裔创业与社会资本引入

论文通过调研华裔、印度裔、巴基斯坦裔等少数族裔在苏格兰的创业活动,分析了苏格兰华裔、印度裔、巴基斯坦裔等少数族裔移民的人口与经济活动及创业障碍。认为尽管少数族裔创业对促进少数族裔就业、改善少数族裔群体生活条件、促进地区社会稳定与经济增长作出了重要贡献,但少数族裔创业仍存在难以获得外部融资、可获得建议渠道有限、创业动机不太积极、行业过分集中导致竞争激烈以及创业者素质有待提高等局限性。主要原因可归结为少数族裔创业环境的"政策缺失"和"社会资本弱化"。这两点可通过"政府引导"与"社会资本引入"管理制度的创新进行改善和补偿。     

Grounded capital: venture financing and the geography of the Internet industry, 1994-2000

Despite the rhetoric in the popular and business press trumpetingthe removal of ‘the limitations of geography’, anumber of researchers have demonstrated that rather than simplydispersing, the Internet in fact exhibits an uneven spatialpattern throughout the United States and world. Using a combinationof interview and regression methodologies, this article arguesthat the regional distribution of venture capital investingplayed a central role in determining the location of new Internetstartups. This was largely due to the premium that entrepreneursplaced on one of the hallmarks of venture capital, i.e. speed,and the reliance of venture capitalists upon local networksand knowledge for their investments. The ability to providethese types of value-added inputs in a timely manner is greatlyassisted by geographic proximity. Rather than being an easilymoved and fungible commodity, venture capital investing dependsupon non-monetary inputs such as knowledge about possible investmentsand prefers to be close to companies in order to monitor andassist them. Thus, despite telecommunications technologies andglobal financial markets that have vastly expanded the geographicrange of economic interaction, regions remain central to economicdevelopment in the current economy.     

A THEORETICAL FRAMEWORK FOR SMALL BUSINESS POLICY

A number of public policy issues have been discussed in this article, the most important of which are: 1. Small business would not need special consideration if our economy were basically a competitive one. 2. A large and growing segment of our economy has sufficient market and political power to make our economy basically non-competitive. 3. Small firms tend to provide price competition, to lead in the development of new products and processes, and to generate new innovations and new employment. 4. Government policy tends to create artificial economies of scale, giving an unwarranted advantage to the very large firm. As a first approximation, a policy of government neutrality on firms of varying size is needed. But, because of discriminations which already exist which favor large firms over small firms, special small business programs may be necessary to provide an equitable policy base. Unfortunately, programs designed to benefit all business, like the investment tax credit, tend to primarily benefit larger firms (Berney, 1979). This is the case for two reasons. First, there is a basic difference in production relationships: large firms tend to be more capital intensive and small firms more labor intensive. Second, the more complex a rule or regulation, the more costly it is for small business to use it. Consequently, even the employment tax credit, which should benefit the small firm is not used by them. Instead, it tends more to benefit the larger firm. Neutrality, as a governmental policy, would appear to demand different treatment for firms of varying size. As an example, the “regulatory flexibility” concept applies different standards to different sized firms so that the burden of regulation is more equitably distributed. The concept of encouraging or requiring financial institutions and other lenders to establish “dual prime rates” is a further example. Since small firms appear to have much higher debt to equity ratios and rely more heavily on shorter-term bank credit, they are more heavily burdened by a tight money policy which forces increases of interest rates. Thus, dual prime rates help to spread the burden of rising interest costs more equally. As many people prefer to work for themselves, equalizing the burden of government policy could only serve to increase the basic growth rate for small business, thus providing an easier start for entrepreneurs and would encourage a more rapid rate of economic growth. None of these discussions, however, argues that small business should be protected from failure. The more efficient firms will succeed and prosper, and the least efficient will not. Many currently successful entrepreneurs learn how to improve their production processes or managerial skills from their failures. What is being recommended as a first step is that government should concentrate on equalizing burdens and benefits in order to achieve true neutrality. If private economies of scale do indeed exist, new firms must grow to survive; what the government should not create are artificial economies of scale with public policy. A strong argument for further action can also be made: it appears that significant external benefits are produced by an economic system with a dynamic small business sector. Since these benefits go to society as a whole rather than entrepreneurs alone in the form of increased profits, a freely operating market without government assistance does not generate as many new small businesses as would be optimal for our society. To internalize the benefits that come from small business, governmental programs need to be devised to increase the rate of return on new, innovative small businesses. Should this happen, we could then anticipate increased rapid rates of innovation and technological change, more rapid rates of employment growth, expanded price competition in all sectors of the economy, and improved export capabilities, in short, true flexibility in our capitalistic system.     

Territorially unequal rural development: the cases of the LEADER Initiative and the PRODER Programme in Andalusia (Spain)

This paper studies the territorial effects of the LEADER approach in Southern Europe, by analysing the region of Andalusia (Spain). Our research has revealed that, in many cases, projects were concentrated in the most dynamic, most populated areas, with a well-established business network with the financial and organizational capacity required to access European funding. In these areas, the economic leadership of the most dynamic municipalities has been reinforced at the expense of more depressed areas with little social capital and few businesses. These programmes have not, therefore, helped to mitigate territorial imbalances. In a minority of rural areas, however, this trend was not observed, which shows that although territorial inequality is a widespread problem in the practice of neo-endogenous rural development, it does not affect all areas to the same degree.     

重新认识金融资本形成和资本输出的时间

本文批评了把商业资本主义、工业资本主义和金融资本主义作为资本主义发展循序渐进的三个阶段而不是资本主义三种形态的错误认识。通过翔实的经济史资料,本文说明随着欧洲大规模跨国商业和早期银行家的出现,金融资本和资本投资就随之出现。在近代资本主义的扩张中,资本输出很早就已开始,在英国,早在19世纪20年代,资本输出额就超过了商品输出额。     

Unpacking the ‘Emergent Farmer’ Concept in Agrarian Reform: Evidence from Livestock Farmers in South Africa

South Africa has historically perpetuated a dual system of freehold commercial and communal subsistence farming. To bridge these extremes, agrarian reform policies have encouraged the creation of a class of ‘emergent’, commercially oriented farmers. However, these policies consider ‘emergent’ farmers as a homogeneous group of land reform beneficiaries, with limited appreciation of the class differences between them, and do little to support the rise of a ‘middle’ group of producers able to bridge that gap. This article uses a case study of livestock farmers in Eastern Cape Province to critique the ‘emergent farmer’ concept. The authors identify three broad categories of farmers within the emergent livestock sector: a large group who, despite having accessed private farms, remain effectively subsistence farmers; a smaller group of small/medium‐scale commercial producers who have communal farming origins and most closely approximate to ‘emergent’ farmers; and an elite group of large‐scale, fully commercialized farmers, whose emergence has been facilitated primarily by access to capital and a desire to invest in alternative business ventures. On this basis the authors suggest that current agrarian reform policies need considerable refocusing if they are to effectively facilitate the emergence of a ‘middle’ group of smallholder commercial farmers from communal systems.     

上海金融业与金圆券政策的推行

1948年的金圆券政策及其推行有着多方面的内容,包含着复杂的关系,其掠夺性、不合理性的显现有一个过程,上海金融业对金圆券政策态度从遵行、异议、批评到反对也有转变的过程。以往对金圆券政策问题的研究,主要以国民党政权及其国家行局为主体,以其相关决策及实施为主线,其研究比较简略和狭窄;其实,选择上海私营金融业为考察主体,以当时私营行庄公司如何应对实施金圆券政策的各主要方面为研究主线,着重从私营金融业的基本态度、金银与外汇资产、利率、资本升值和现金增资等方面进行探讨,可以进一步深化对金圆券问题本身以及对20世纪40年代末上海金融业与国民党政权关系的研究。     

上海私营金融业的联合之路:由联合放款、联合经营到联合管理

1949年5月上海解放后,不同层次的私营金融业在走向公私合营的共同目标中,所需的时间、具体的过程有着较大的区别。上海私营金融业曾两次组织对生产与其他经济事业的联合放款,此外规模较大的银行较早实现了公私合营,而数十家中小行庄公司则通过组成四个联营集团进行多种业务的联合经营并逐步过渡到两个联合总管理处,实现了从业务到人事、财务、组织多种形式的联合管理,最后在条件成熟的时候与大银行共同组成统一的公私合营银行。政府对上海地区数量众多的私营金融机构采取了导向联放、联营和联管的循序渐进的谨慎政策,是符合整个中国金融业历史实际的正确之举,体现了中国私营金融业社会主义改造的历史必然性和复杂性。     

Technology transfer agencies and regional economic development

Many regions in Western Europe have set up technology transfer agencies in order to support endogenous potential by encouraging the diffusion of new technologies from universities and large firms to small and medium‐sized enterprises (SMEs). However, many studies have shown that business partners such as customers and suppliers are the most important partners for the stimulation of the innovativeness of SMEs. Universities and transfer agencies are given a very low rank in these studies. These results have led to doubts about the usefulness of these institutions for regional economic development. In order to increase transparency, streamlining of the agencies involved is necessary so that there are fewer actors and more cooperation between them. To be able to reach technology‐following SMEs, at least one transfer organization in every region should employ senior engineers with extensive business experience to visit firms frequently (proactive) to help them come up with some technological issues (demand‐oriented). These agencies need long‐term financial backing so as to provide free advice to technology‐following SMEs.     

宁夏赴阿拉伯国家出境商务旅游影响因素及机理研究

以宁夏赴阿拉伯国家商务游客为研究对象,通过问卷调查获取相关数据信息,采用主成分分析方法和地理探测器分析方法,对商务旅游的影响因素及机理进行了研究,结果发现：①宁夏赴阿出境商务游客呈现出高学历、高收入、高回访率的“三高”特征。②按影响因子解释力由大到小依次为：增加贸易量 > 收集产品信息 > 广告效应 > 商贸信息传播 > 文化交流 > 旅游购物。商贸活动是赴阿商务旅游的启动因素,其中“增加贸易量”是其最主要的影响因素,文化交流因子影响力较弱,但在赴阿商务旅游与贸易活动中作用独特。③各影响因素之间的互动影响,形成了赴阿商务旅游影响机理：“商贸目的激发商务旅游-形成商贸订单和合作关系-提升贸易额-推动信息传播-产生广告效应-促进文化交流-构建了人际关系-产生了新的商机-引发更大规模的旅游和贸易活动”。     

The Identity of Capitalists and the Legitimacy of Capitalism: Sri Lanka since Independence

In many Asian countries, the early decades of independence after World War II were marked by tension between ‘indigenous’ political elites and business elites that were in large part alien, or from minority ethnic groups. This tension was one reason for the preference that most governments showed for statist and nationalist economic policies. It has abated in most cases; political and business elites now tend to pursue more co-operative strategies. Much of the explanation for this lies in changes in the international political economy that made market-oriented economic policies more attractive to political elites. There are in addition internal political reasons for this rapprochement. These vary from case to case, and have been explored in most detail by scholars in relation to the Southeast Asian countries where Overseas Chinese have dominated larger scale business. This article extends this literature by examining the causes of the gradual rapprochement between ‘majority’ politics and ‘minority’ business in Sri Lanka.     

清代北京的山西商人——根据136宗个人样本所做的分析

Based on 136 samples of merchants and their activities, this article analyzes the Shanxi merchants’ business activities in Beijing during the Qing Dynasty (1644–1911). The discussion focuses on the merchants’ native places, the type and scope of their business, how they managed their stores, successful and failed examples, and the governmental intervention to the merchants’ business. The Shanxi merchants in these samples include business owners, store managers, accountants, shop clerks, servants, and apprentices. Most stores discussed in this article are shops of medium and small sizes with limited amount of capital and few employees. In contrast to the studies of commerce and merchants that often focuses on famous merchants and large enterprises, this article attempts to provide supplemental information on stores of medium and small sizes. Translated by Yang Kai-chien from Zhongguo Jingjishi Yanjiu 中国经济史研究 (Researches in Chinese Economic History), 2008, (1): 3–10     

关于中国古代高利贷资本的历史作用——读《资本论》第三卷第五编

马克思在《资本论》第三卷中正确估价了高利贷资本的保守性,谴责了高利贷资本对小生产方式的冲击和破坏。中国学术界受这一观点影响,对中国古代高利贷资本的历史作用多加否定。但是从中国古代经济运行及高利贷资本的实际情况看,它对小农再生产及工商业运行既有残酷的一面,也发挥了一定的积极作用,尤其是因为高利贷资本对手工业、商业、矿业等资本性经营放贷的增加,更是促进了封建社会后期商业资本规模的扩大和总量的增加。     

Business Failure,Capital Investment and Information: Mining Companies in the Anglo-Egyptian Sudan, 1900–13

Investment in mining enterprises in the British Empire was popular in the period 1880–1914 despite the high-risk nature of the business and the presence of unscrupulous company promoters who sought only pecuniary gain; most mining companies failed. This article examines the reasons for the failure of mining companies in Sudan to 1913, using this analysis to explore the importance of information for mining investment, the role of business and social networks in the formation of mining companies, the relationship between business and colonial government, and the ‘gentlemanly’ nature of the City of London as a financial centre with reference to the provision of capital and related specialist mining services. The main reason for the failure of mining in Sudan was deficient information on which investment decisions were based, related to inaccurate notions of mineral wealth located in the colony. Nevertheless, the dynamism of the City at this time can partly be explained by the ability to tease out commercial opportunity in the most marginal of locations with the minimum of capital outlay.     

Unravelling Washington's Judgement Calls: The Cases of the Malaysian and Chilean Capital Controls

While the option of constraining cross-border financial flows to emerging markets (capital controls) has taken a backseat in the official policy debates about strengthening the global financial architecture, the International Monetary Fund (IMF) has ceded that certain temporary measures to limit the inflow of hot money may be beneficial in achieving some breathing space for governments. In this sense, capital controls are only to be used as a means to reach the larger end, namely, the proper (neoliberal) management of financial liberalisation. Indeed, by sanctioning a particular type of capital control it is engaging in a political judgement call, which is based upon certain material interests, as opposed to mere economic logic. This becomes evident when we juxtapose two different types of capital controls: the Chilean unremunerated reserve requirement, which was endorsed by the Fund, and, conversely, the IMF's rejection of the Malaysian currency control. I suggest that the IMF's opposition to Malaysian controls stems from its perception that capital restraint on outflows threatens the imperative of free capital mobility, which benefits both the US and transnational financial capitals.     

清代前期账局、放账铺研究--以五种账局、放账铺清单的解读为中心

清代前期不但有资本规模较大,主要针对商号及官员放贷的大账局,也有资本规模较小,可能针对小商人、小手工业者甚至地主农民放贷的放账铺。至少从乾隆年间开始,账局、放账铺已经比较普遍地运用合伙制的方式筹措资本。账局的重要业务之一就是对官员放京债,这种放贷利率高、数额大,但风险也甚高。与此同时,账局也开始大规模地对商号商人放贷,每家较大型的账局至少可能对三十至五十家以上的商号放贷,放贷数额常到一千两以上,最少也有一百两。这种放贷,直至道光年间还很兴盛。账局、放账铺已经具有了商业银行的功能,但是否够得上商业银行,还须进一步探讨。     

浅谈财务会计课程教学

本文针对目前财务会计课程教学两难的状况,提出在保证教学内容总量不变的前提下,接资金运动过程和业务流程安排教学丙客,体现各章节之间的知识逻辑性,并强化和细化实践教学内容;在教学中宜采用观摩法、任务驱动教学法、角色体验法、案例教学法等方法。     

Capitalizing on Women's Social Capital? Women‐Targeted Microfinance in Bolivia

Both social capital and microfinance are central to mainstream development interventions, and both are predicated on the need to recognize the importance of social factors in development. Microfinance institutions mobilize social capital in the form of a group guarantee, and aim to support the development of sustainable financial institutions and income generation. Women are targeted in part because of the effectiveness of their social capital as collateral. However, although social capital is assumed to support development and income generation, the precise dynamics involved in this are rarely explored. This article examines the construction of social capital and its relationship to income generation, based on a long‐term ethnographic study of village life in rural Bolivia and the microfinance institution operating there. The author examines the complexity and gendered contradictions implied in the way that social capital is generally viewed to support economic development. It is suggested that the way microfinance institutions use social capital to support sustainable financial institutions and income generation does not always reflect the way that women's networks support access to resources and ultimately, economic development.     

Household economic resilience to catastrophic rainstorms and flooding in a Chinese megacity

Megacities situated on flood plains face escalating risks of waterlogging and inundation. Tianjin is one of these megacities in China where residents are exposed to these risks and not well prepared for their consequences. Government policies should support the most vulnerable and less resilient groups. This study can inform policy‐making by identifying the socio‐economic characteristics of those who are financially better prepared for the consequences of catastrophic rainstorms and flooding. A structured questionnaire survey was administered to 332 Tianjin residents. Results confirm that financial conditions crucially determine household resilience to these natural hazards. Lower‐income and less educated urban residents have lower resilient capacity. Weak engagement in the community, including residential committees and other organisations, is related to lower capacity to cope with the economic consequences of extreme weather events. Less resilient groups are therefore those who are subject to urban poverty and have limited social capital. Tianjin and other cities in the developing world require resilience strategies that attend to this segment of urban population.