Informal housing,spatial structure,and city compactness

This paper develops a monocentric city model with a formal and an informal sector in the housing industry. While formal developers build houses renting land from landowners, informal developers use land for free. However, informal developers must incur defensive expenditures to avoid government intervention. In equilibrium, at any distance of the central business district (CBD), informal developers use land until the value of the marginal productivity of land equals the defensive expenditures per unit of land. The model shows the land allocated to produce short informal (tall formal) buildings increases (decreases) with distance to the CBD. Thus, the model introduces a new source of spatial variation of building height. The model also shows that a higher level of informal housing increases the spatial size of a city and reduces the height of its buildings.     

Waste Political Settlements in Colombia and Chile: Power,Inequality and Informality in Recycling

There are stark differences between the waste recycling literature from the global North and that from the global South. The literature from the global North tends to focus on empirical analyses of existing municipal recycling services and rarely considers institutional factors. When it does, the theoretical approaches adopted are limited, especially regarding the role of informal institutions. In contrast, recycling literature from the global South does focus on informal institutions, but it does so by concentrating on the struggles of waste pickers rather than on the performance of waste management services provided by local authorities. This divergence in the literature suggests the need for an analytical framework that integrates institutions and recycling performance. This article analyses waste disposal regimes in two Latin American metropolitan areas, Medellín (Colombia) and Santiago (Chile), and explores the link between income inequality and recycling. It focuses on the political settlements that lie at the heart of the waste regimes. As such, waste regimes in these two cities are understood to be a product of the interplay of balances of power, institutions and distribution of benefits. The study also highlights the need to understand informal institutions as relational phenomena that affect both the rich and the poor, and not just as a subsistence strategy by the latter.     

The Underside of Microfinance: Performance Indicators and Informal Debt in Cambodia

Microfinance is a dominant strategy used to promote rural development around the world. Rather than directly track its impact on borrowers, however, microfinance institutions rely on indicators of financial performance adopted from commercial banking as proxies for positive social impact. Yet, as critical research has shown, the industry depends on coercive peer pressure, social shaming and various forms of gendered exploitation to achieve its high rates of loan repayment. This article maintains that there is a need to investigate how the microfinance industry's own indicators of impact contribute to the ways microfinance can harm borrowers. Based on qualitative research in Cambodia during 2021 and 2022, the article demonstrates how financial performance indicators, most notably portfolio quality, both hide and exacerbate the ways that borrowers juggle debt between formal and informal lenders. In making this argument, the article advances critical scholarship on microfinance by showing how microfinance repayment structures debt-juggling practices in ways that put borrowers at greater risk of over-indebtedness. As a result, the microfinance industry is able to claim that it successfully helps to alleviate poverty, even as it accumulates profits by appropriating wealth from poor and low-income households across the global South.     

Gender,Traditional Authority,and the Politics of Rural Reform in South Africa

The new South African Constitution, together with later policies and legislation, affirm a commitment to gender rights that is incompatible with the formal recognition afforded to unelected traditional authorities. This contradiction is particularly evident in the case of land reform in many rural areas, where women’s right of access to land is denied through the practice of customary law. This article illustrates the ways in which these constitutional contradictions play out with particular intensity in the ‘former homelands’ through the example of a conflict over land use in Buffelspruit, Mpumalanga province. There, a number of women who had been granted informal access to communal land for the purposes of subsistence cultivation had their rights revoked by the traditional authority. Despite desperate protests, they continue to be marginalized in terms of access to land, while their male counterparts appropriate communal land for commercial farming and cattle grazing. Drawing on this protest, we argue that current South African practice in relation to the pressing issue of gender equity in land reform represents a politics of accommodation and evasion that tends to reinforce gender biases in rural development, and in so doing, undermines the prospects for genuinely radical transformation of the instituted geographies and institutionalized practices bequeathed by the apartheid regime.     

Housing in the face of crisis: The influence of Israel's 2011 protest on housing policy

Do social protests affect government housing-related decisions? If so, in what way? To answer this question this study examines the influence of Israel's 2011 social protest on the government's housing policy, using an empirical cumulative-aggregative analysis of housing-related decisions over the past two decades. The empirical analysis is based on two generic classifications of government interventions commonly used in housing literature: first, decisions aimed at increasing the housing stock (supply-side), as opposed to policies aimed at augmenting consumers' financial capacity to obtain adequate housing (demand-side); and second, decisions that encourage homeownership as opposed to those that promote rental housing. The research findings show that the 2011 social protest definitely affected Israel's housing policy, because it prompted the government to engage in housing. However, the interventions introduced focused largely on increasing the inventory of housing units (supply-side) for homeownership and benefited mainly members of the middle class who qualify for mortgages and investors. Thus, despite the increase in government involvement in the post-protest period, Israel's housing policy has remained neoliberal, though in an advanced form of neoliberalism that combines market-oriented policies with centralized tendencies, which we call “centralized neoliberalism.” The study discusses the findings and their implications for various population groups. Given the current global affordable-housing crisis, the findings are relevant to many countries whose existing neoliberal housing policy is failing to address housing-market problems and challenges.     

Financial Inclusion or Subordination? The Monetary Politics of Debt in Cambodia

Financial inclusion is a leading driver of household debt across the global South. Although critical geographers have analysed this debt through the lens of financialisation, few have examined it in terms of monetary politics. This is a salient issue, because poorer nations often have limited control over their monetary policy due to their dependence on foreign currencies, which can adversely affect the structure of their financial markets. Building on the concept of monetary dependency from scholarship on financial subordination, I analyse the monetary politics of debt in Cambodia. Drawing on elite interviews and ethnographic research, I argue that Cambodia's extreme monetary dependence on the US dollar has shaped monetary and fiscal policies that compel poorer households to take on private debt to pay for their basic needs. This paper advances critical geographies of debt and development by studying financial subordination and its impact on financial inclusion in the global South.     

Informal governance and the spatial management of street-based sex work in Aotearoa New Zealand

While informality has long been studied as a feature of governance in the global South, a growing range of accounts examine informal governing arrangements as endemic to cities and nations of the global North. This paper contributes to such scholarship by drawing attention to informal practices and mechanisms involved in the spatial management of sex work in the global North. Existing literature on the spatial management of sex work has long emphasised how informality shapes local sex work practices and mediates formal state-based regulation. We synthesise these studies to suggest three modes of informal governance: as component, catalyst and alternative to formal regulation. Through a case study of street-based sex work management in Christchurch, Aotearoa New Zealand, we discuss how informal governance emerged as a de facto component of formal regulation at the national scale and an alternative to formal regulation at the local scale. Specifically, we detail how an ambiguous regulatory environment, combined with highly localised understandings of spatial appropriateness, led to and influenced the informal management of sex work through a community-level partnership between local authorities, residents and sex worker advocates. In doing so, the paper advocates for more attention to the multi-modal and multi-scalar aspects of informal governance.     

World Class Aspirations,Urban Informality,and Poverty Politics: A North–South Comparison

Under the influence of the discourses and practices of global neoliberal urbanism, municipal administrations worldwide aspire to make their cities world class spaces, where informality is an anachronism and poverty can be made history. In this essay, drawing on fieldwork conducted in Jakarta, Indonesia, San Francisco (California), and Seattle (Washington), we address the question of how a geographic relational poverty approach can help us understand, or at least expand ways of thinking about these processes by attending to urban informality and the politics of poverty. Informality, a pervasive feature of the global South and North, functions as a survival strategy whereby the monetarily poor can compensate for their lack of income through commoning. Market-driven, state underwritten urban development initiatives for housing those with wealth is limiting the conditions of possibility for the monetarily poor, and informality. This is compounded by emergent political discourses rendering informality as inappropriate, and the monetarily poor as undeserving of a right to the city. Yet long-standing more-than-capitalist and communal informal practices pursued by the urban poor remain effective and necessary survival strategies, supporting residents whose presence is necessary to the city and whose practices challenge capitalist norms.     

Scaling‐Up,Scaling‐Down,and Scaling‐Out: Local Planning Strategies for Sea‐Level Rise in New South Wales,Australia

Globally, sea‐level rise is expected to impact on many coastal regions and settlements. While mitigation of global greenhouse gas emissions remains an important task, adaptation is now seen as a critical component of the policy equation. Local government is a key player in adaptation planning and managing risk through their mandated role in land use planning and development control. Yet, managing the predicted impacts of climate change is proving to be a complex and difficult task for planners and policy makers. This paper reports on a case of local government deliberation on possible planning responses to address future sea‐level rise impacts in New South Wales, Australia. Using structured, expert opinion of planners and other technical experts engaged in a collaborative network in the Sydney region, we explore the feasibility of implementing planning and policy measures at the local and regional scales to respond to inundation risk as a result of sea‐level rise and storm surge events. Our research shows how local governments employ specific scale‐oriented strategies to engage private and public actors at different scales to manage legal, financial, and technical risks in coastal adaptation.     

The Informal Economy as a Site of Liquidity: Pakistan's Land Market

Based on extensive fieldwork, this article examines new informality in Pakistan's land market by which vacant plots of land are transacted informally between market actors in rapidly reversed short‐term holdings. The analysis pivots around the changing economic environment in Pakistan with the shift from heavy regulation of money and controlled pricing, to the liberalization of money and markets. The author explores how liquidity is taken up as a microeconomic strategy to protect against new financial risk in this environment, and how this is played out as a preference for informal transactions. These practices inform a case study that contributes to the established literature on the links between globalization and the informal economy by articulating a driver of growing informal transactions that is novel to the literature.     

深圳市“城中村”非正规住房的形成与演化机制研究

非正规住房是发展中国家普遍存在的城市现象。快速城市化背景下,大量村庄被纳入城市并以"城中村"的方式成为我国城市的非正规居住空间。"城中村"非正规住房作为规划外的住房发展方式,在承担特殊的住房供应职能的同时带来各种环境、经济、社会和管理问题。论文在梳理深圳市"城中村"非正规住房发展演化过程的基础上,从制度—市场—社会的视角剖析"城中村"非正规住房形成与演化的影响因素,并运用"结构—能动性"理论总结"城中村"非正规住房形成演化的内在机理。在此基础上,提出"城中村"非正规住房的管治方向与措施。     

Artificial Scarcity in Housebuilding and the Impact on Affordability: The Return of Absolute Rent

The slow response of volume housebuilders to changes in demand has been cited as a contributing cause of a global crisis of housing affordability and allegations of land banking have persistently dogged the industry. This article reviews the supply responsiveness of speculative housebuilders in the United Kingdom and Australia through the neglected Marxian analytic category of absolute rent. Absolute rent directs attention to the relationship between the value of land and the cost of housing and models a market in which landowners may withdraw land from supply to inflate prices. Through the lens of absolute rent, the real estate practices of the housebuilding industry can be understood as a strategy of artificial scarcity straddling land and housing markets. The findings of this investigation demonstrate the insights to be gained by a return to absolute rent that valuably expand the current debate on the supply and cost of housing.     

A state of suspended animation: Urban sanitation and water access in Nogales,Sonora

With its hilly terrain and fast-paced growth, Nogales, Sonora, located on the US-Mexico border, is an extremely challenging place for sanitation and potable water provision wherein access to basic services is highly uneven. The labor demands of maquiladoras (typically, foreign-owned assembly plants) draw a steady influx of newcomers to the city, many of whom must turn to land “invasion” to create spaces for affordable housing. With tacit government approval, invasions occur on inexpensive, often topographically precarious land. Officials tend to frame these spaces as “illegal,” and, by extension, those who inhabit them, as existing outside the realm of formal governance. Despite such views, in this paper we understand the distinctions drawn between so-called formal and informal urban governance to unfold along two key axes: regularization of informal land titles and piped water and sanitation. We show how colonia residents feel caught in a state of suspended animation between hope for full urban service provision and trepidation that it will ever reach them. This ambiguity is visible in residents' and government officials' interactions with each other and the public services landscape, and in the unevenness of services provision. We critique the claim that such ambiguousness reflects an instrumental approach within official planning. Instead, we draw from state theory within political geography and political ecology to show how ‘the state’ is an emergent effect of the processes of inclusion and exclusion, an effect constantly destabilized by Nogales's precarious physical geography and uneven urban services grid. Reconceptualizing authority and ambiguity holds quite different implications for the struggle for urban services provision.     

Putting the crisis to work: The real estate sector and London's housing crisis

The idea of ‘crisis’ plays an important role in academic and policy imaginations (Heslop and Ormerod, 2020), particularly since the global financial crisis. Across major western cities, at the same time as policy-makers have had to respond to ‘the (economic) crisis’, many have also experienced intense ‘housing crises’ and the acute divergence of average incomes and house prices. In response, cities such as London have become central sites in debates around housing acquisition by the ultra-wealthy, land value extraction and growing levels of unaffordability. However, much critical geography research on housing crises is state-centred or focused on civil society impacts, with relatively little reflection on the real estate sector and the work that crisis does as a narrative in shaping institutionalised and actor-centred practices. In this paper, we draw on in-depth research with developers, investors, and advisors in London to argue that crisis-driven policy responses have created political risk which is differentially experienced by actors across the sector, with large housebuilders and advisors benefitting whilst smaller niche developers move out. Moreover, we show how consultants, investors and developers have used the crisis situation to create new geographies, products and investor types in the housing market. These, in turn, require regulatory support and demonstrate the inherently political nature of crisis narratives' use. We use the London case to broaden understandings of the impact that conceptualisations of ‘crisis’ have on urban and regional planning practices, and how these influence and shape processes of contemporary urban development.     

‘If You Fall,Stand Up Again’: The Moral Nature of Financial Literacy in the Global South

Over the past decade a range of development actors have begun to implement financial literacy training in low‐income countries. These programmes have become a key pillar of financial inclusion projects targeting the rural poor but, to date, they have received little scholarly attention. This article draws on ethnographic observation of two financial literacy programmes implemented by microfinance institutions in Cambodia to examine the current practices of financial education in the global South. The findings highlight that while financial literacy training purports to be a technical, skill‐building intervention aimed at enabling knowledge, its practices work primarily to impress upon borrowers moral lessons associated with creditworthiness, while also stressing individual responsibility for debt stress. In this way, it furthers the goals of financial providers, but fails to address the complex and real problems of debt stress. The authors suggest that financial literacy, at least where it is enacted by microfinance providers, is unlikely to moderate the problems of over‐indebtedness faced by rural borrowers.     

The Informal Financial Sector in Bangladesh: An Appraisal of its Role in Development

Informal financial markets in developing countries, and their role in the development process itself, form a relatively neglected area when it comes to research and policy planning. It seems, however, that this may be due to inaccurate perceptions of the value and effectiveness of this sector, and of its relationship to formal sector financial institutions. This paper uses data from an extensive research project on informal financial markets in Bangladesh to examine the size of the informal market, its relationship to the formal financial sector and the part it plays in the process of development. The paper concludes that, in all these aspects, the informal financial markets are more important, more efficient and more equitable than is generally supposed.     

Working with Strangers in Saturated Space: Reclaiming and Maintaining the Urban Commons

The commons is increasingly invoked as a way to envision new worlds. One strand of commons research focuses at the local scale, on small groups in “traditional”, mostly rural societies; this research asks how commons are maintained over time. Another strand focuses on the commons at a global scale; this is political research that asks how commons can be reclaimed from a capitalist landscape. Here, I bridge these two approaches by theorizing the commons as reclaimed and maintained in the context of the city, through examining the experiences of limited‐equity housing cooperatives in Washington, DC. I argue that the urban commons is marked by two distinct traits: it emerges in space that is saturated with people, competing uses, and financial investment; and it is constituted by the collective work of strangers. The challenges of reclaiming and maintaining an urban commons are substantial, but the need for them is urgent.     

Biofuels and the politics of mapmaking

On a world scale companies and governments are acquiring tracts of land from rural communities across the developing world in what some describe as a global “land grab.” Yet looking into local settings reveals that negotiations and arrangements are often piecemeal and halting, with little resemblance to a coordinated seizure of land. Conflicting maps, overlapping territorial claims, and unclear acquisition processes are creating land disputes, mistrust, and ambiguity. Resulting cycles of contention are enabling companies to obtain—even appropriate—some land. Still, in at least some locales the process is doing more to undermine development opportunities for all parties.To probe into these local politics of mapmaking, this article draws on fieldwork from 2010 to 2011 in Tanzania's Rufiji District, located in the lower floodplain of the Rufiji River. Companies, one might surmise, should be able to exploit information asymmetries to wrest control of land from local villagers. Interviews, primary documents, and field observations reveal, however, that this is not occurring as much as one might expect along the lower Rufiji River. The politics of such land acquisitions, we argue, would seem to be better understood in terms of cycles of contentious politics, as an ongoing process in which movements and counter-movements vie for control through the strategic use of images, maps, and discourse.This research extends the understanding of the processes changing global agriculture and energy production by bridging the frames of the “politics of mapping” and “cycles of contention” to more fully reveal how and why control over land and resources is shifting in the global South.     

Formalizing the Informal Sector: Barriers and Costs

This article uses material from a series of case studies conducted in Latin America to analyse various aspects of the formalization of the informal sector. In particular, it examines the legal and bureaucratic barriers confronting informal sector micro-enterprises which seek to become part of the formal, legal circuit, and assesses the costs in time and money which are involved in the formalization process. The process itself is seen as consisting of two elements — achieving legality and retaining that status over time — each of which involves certain bureaucratic and financial demands. While recognizing that the requirements for formalization can represent a burden in some cases, the main finding of the article is that the procedures and related costs vary between countries to such a degree that it is impossible to claim, as some earlier studies have done, that disproportionate regulation and bureaucracy constitute an insurmountable obstacle to the legalization of informal sector enterprises.     

Why the Homeless Rebel: Housing Struggles in post-Apartheid South Africa

Abstract

Post-apartheid housing struggles urgently need to be addressed in order to consolidate the inclusivist democracy in South Africa. Former white minority governments restricted housing in order to control the movement of Africans and their labour. This paper analyses aspects of post-apartheid housing protest. The argument is that such protests are rooted in a problematic rights discourse of the anti-apartheid struggle, and in the new constitution's recognition of the right of access to adequate housing, which is nonetheless, subjected to fiscal constraints. The article's second focus is on a legacy of land dispossession, which also hinders housing delivery. Failure to realise the right to housing fuels some of the most important conflict that will shape future organisation of state institutions and relations between the state and society.